Piața serviciilor financiare din România parcurge o transformare structurală accelerată, marcată de convergența dintre tehnologie și serviciile financiare tradiționale. Dacă, în urmă cu un deceniu, procesul de obținere a unui împrumut presupunea automat drumuri repetate la sucursală, dosare stufoase cu adeverințe de venit în original, ștampile și zile întregi de așteptare pentru o decizie de creditare, astăzi ecosistemul financiar arată complet diferit. Integrarea soluțiilor FinTech a redefinit arhitectura creditării de consum, transformând accesul la lichidități într-un proces pur digital.
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